I am CFO at Impact Investment company and we are lending Impact-Linked loans to indigenous communities in the amazon. They receive better rates of interest if the hit sustainability targets eg, reducing deforestation. We are moving capital to where it is needed, and improving their livelihoods.
On average the loans are c. $100k and we have lent $8m to date. We are scaling now and attracting debt capital from impact investors.
I need a better loan book to track, monitor the loans, calculate interest income. Determine when they should be repaid. Link into our financial forecast and also actuals results in accounting software Xero.
I would welcome the chance to talk through and understand exactly what can be done.
Summary of Steps:
- Determine core features like loan details, payments, and interest calculations.
- Structure data storage (database or Excel).
- Automate updates using APIs or manual entries.
- Implement interest calculation logic.
- Build user interface (optional) if needed.
- Set up reporting and notifications.
- Deploy the tracker (if web-based).