Providing you with the knowledge and experience to meet individuals and families where they are, help them build a strong financial foundation, realize their goals and achieve lasting financial well-being. Certified Debt Settlement Specialist(Cert. #11348). *Educate clients on sound financial principles. *Assist clients in the process of overcoming their financial indebtedness. *Help clients identify and modify ineffective money management behaviors. *Guide clients in developing successful strategies for achieving their financial goals. *Support clients as they work through their financial challenges and opportunities.