I have 20 years experience working on raw data with banks and credit bureaus as employers. I mainly use SAS , PowerBI and Microsoft Excel for data mining, manipulation and reporting. My experience is primarily based on analysing data as well as creating visualisation to ensure understanding by end users. These include but not limited to - Hypothesis testing; - Competitor analysis; - New product development analysis; - Data Scrapping and analysis; and - Market trend analysis etc.... I have been using SAS programming for 18 years , possess advanced Excel skills and have been using PowerBI for 2-3 years. My strength is in understanding data , pulling out trends and reporting. I have a vast knowledge specifically of banking and credit data and have worked with other types data in the retail sector and Insurance as well.