I work with companies or individuals to plan for their financial futures by offering information and guidance on various topics that include investments and insurance decisions. I often work closely with clients to offer personalized financial advice. I may also direct the timing of buying and selling stocks and bonds. In addition, I assess the financial situation of my clients in order to present a financial plan that includes both short- and long-term financial goals. I help clients with financial planning decisions for retirement, education, day-to-day expenses and investments.