As an Insurance Risk Manager I work with a range of national and international private and public sector organizations in the primary, secondary and tertiary economies. Individuals and organizations who have benefited from my Insurance Risk Management expertise have reduced their total cost of risk expenditure [insurance premiums and concomitant risk related costs] by hundreds of thousands and in some cases millions. In the words of one of my clients “Your expertise is our peace of mind and protection.” I can help you and your organization achieve the same financial benefits with an effective Insurance Risk Management Program. My achievements and successes with clients with whom I have worked include:- My expertise continues to save my clients millions. You may contact me by mail at martin@martinsmuts.com or mobile +27828962453 or landline +27219050379 All inquiries are welcome.