Dear Prospective Client: I am a highly experienced compliance professional able to travel with minimal advance notice as long as I am not currently working on a project. As a prior FIS Global compliance consultant for almost three years and currently a sub-contractor for Accume Partners, I can provide several references regarding my skill set and work ethic from former colleagues and clients. My areas of expertise include: o   Advisory on soup to nuts compliance with Bank Secrecy Act/Anti-Money Laundering/Sanctions rules and regulations. o   Risk Assessments/Risk Management (including for prepaid/SVC banking environments) o   Implementing new or Evaluating Existing Internal Controls o   Regulatory Compliance Training including to Board of Directors o   Governance: Policies, Procedural Guidelines and Departmental Desktop Procedures o   Independent Testing/Auditing/Reporting o   Budgeting and Planning o   Root Cause and Gap Analysis o   Re-engineering of processes for greater efficiency o   Cost/Benefit Analysis o   Compliance Management o   Contract Review/Contract Management o   Enhanced Due Diligence for High Risk Customers to include EB5 Regional Centers and their Clients. In addition to being eager to expand my knowledge, I am competent in the following financial industry rules and regulations: o   US Consumer Protection and BSA/AML/OFAC Rules o   Panama-Superintendent of Banks-AML Regulations o   Gibraltar-Financial Services Commission’s AML & Counter Terrorism Financing Guide Notes o   European Union-Financial Conduct Authority’s Second Electronic Money Directive (2EMD). I will gladly provide a complete chronological resume upon request. Regards, Arlene Harrison H. 302-384-1064