Delphi specializes in the art of blending IT requirements and business objectives. We create dynamic sophisticated solutions that allow our clients to take advantage of risk based pricing strategies, given dynamic information feedback loops and data based strategies that evolve as information changes and grows. ---Cherry Driscoll is a Partner at Delphi Analytics LLC. Formerly at Fitch Ratings and DBRS she specialized as a credit analyst in the auto loan, student loan, credit card, aircraft and equipment asset backed sectors. At Fitch she was Director of performance analytics, leading the efforts to streamline the credit surveillance process. This included developing the analyst training program and developing the systems and credit criteria to routinely manage, maintain and enforce credit criteria on the entire outstanding rated portfolio. Cherry received her MBA with a major in Finance from New York University's Stern School of Business. She holds a bachelor's degree in Finance