I have more than 16 years experience in retail banking specifically in branch management, customer service. Wide experience in payments process, sale of insurance, mutual funds, handled various departments and well experienced in banking operations. Experienced in aml and kyc and also have been advising on their portfolio management and maintaining proper records for all banking transactions. Have good management skills in handling team, branches and recruitment of team for banking. Also have good experience in training people on banking, insurance and mutual fund concepts.