Developer/consultant with 18 years experience(4 years permanent 14 years freelance), working primarily in insurance/finance. I have provided multiple clients with development and consultancy services focused mainly in the SAS/VBA/Excel technologies sets. I also have some experience developing C++. During my career I have also worked on front end and transaction processing systems using other technologies (COBOL/NATURAL/PROIV) and consequently understand many aspects of data flows through an organisation. Beyond technology skills I have provided design and architecture consultancy to clients, and I have also provided mentoring and training to clients and colleagues. The majority of my business experience has been in the area of actuarial development, in particular developing systems to analyse policy holder experience for the purpose of assumption setting for company valuation. In addition to this I have been involved in a variety of tasks based around creating/managing inputs to company valuations. Beyond my major area of business experience in the insurance sector I have been predominantly involved in the MI/Data warehousing arena. In the earlier stages of my career I also spent some time working in the area of Web analytics looking at customer retention trends for AOL UK. I have a flexible and hardworking mind set that enjoys intellectual challenges. My key non technology attributes are a strong ability to design flexible and scalable solutions to challenges presented to me, that often present challenges to others. I have a keen ability to take multiple technologies and successfully integrate them into holistic solutions for clients. A summary of my technology stack is : SAS Base (16 years) SAS Macro (16 years) SAS STAT (16 years) Excel (18 years) VBA (18 years) Unix (8 Years) Unix scripting (2 years) DOS Scripting (10 years) Mainframe (16 years) JCL (16 years) C++ (2 years developing multi threaded data transmission utilities) Ms Access (18 years occasional development about once a year on average) COBOL (8 years not used since 2006) Pro-IV (6 years not used since 2006) NATURAL (2 years not used since 2000)