Proven business with expertise in derivatives and risk management. Knowledgeable in numerous financial instruments (interest rates, foreign exchange, equities, commodities). Experience across multiple industries (energy/utilities; trading/finance; government regulatory, whole loan mortgages, mortgage-backed securities). Experienced in regression analysis and financial modeling (prepayment and rate lock behavior). Proficient in leveraging technology and databases to transform business processes. Experienced in business development, requirements analysis, and project management for business consulting firms. Strength in analytical thinking. Cross-section of experience with financial markets, application of technology to improve business processes across a variety of industries. Experienced in exploiting data/knowledgebases for busines intelligence. In addition to quantitative and technical skills, Tom has the interpersonal and communications skills to market and educate stakeholder