Created the high level design, designed the SQL DB structure, and wrote the pseudo code to develop a real time POS terminal/ ATM financial system that issued prepaid debit cards to qualified customers, and allowed customers to cash checks and pay bills. Using Excel / VBA and Access, developed a timecard system to collect consultant time, determine billing rates and invoice notes, and create invoice and management reports. Wrote Python programs to retrieve data from email, web servers and txt files; create Sqlite databases; rank web pages, and analyze email messages and scan text data. Visualized the results in histograms, Google maps, and word clouds, etc. using Power Point, Tableau and Python. Earned a University of Michigan certificate in "Python for Everyone" programming.