Services Provided Creating, developing, updating or maintaining risk, safety and health, commercial auto, property formal written plans and risk management programs. Policy Renewal Preparation Onsite Servicing Area Off Site / Online Services Provided Additionally, I have conducted 6,000 + risk assessments, training sessions, consultations, OSHA 10HR trainings, plan reviews, construction job site assessments, property evaluations, insurance appraisals, audit or created Risk Management Programs to include but not limited to: Safety and Health, Commercial Fleet Safety, Training, Hiring Practices, Building Maintenance and the creation, development or maintenance of Risk Management Programs. Risk Management Consulting has placed an emphasis on observing exposures of companies that could have an impact on an organization's profitability by connecting insurance coverages such as workers compensation, commercial auto, property, general liability and inland marine. Experience has assisted companies with improving company loss ratios, experience modifier (EMOD), loss trends and frequency and insurance premiums.