-Fluent in Chinese (mother tongue) , Malay and English. - Possess a degree of Bachelor of Science (Hons) Actuarial Science - Scored A and A+ during SPM (Sijil Pelajaran Malaysia) for English, Chinese and Malay - Passed STPM (Sijil Tinggi Persekolahan Malaysia) with flying colors - a scholarship holder during my degree ( full tuition fee waiver) -Working experience: - a tutor teaching 3 languages (English, Chinese, Malay) , Science and Maths - performed internship at Alliance Bank under Treasury Operation Department