When a party refuses to pay you money that you rightly deserve, the process can be frustrating. Writing a payment demand letter may keep you from having to go to court. I can help you end your payment nightmare and get the money you deserve today. Filing a lawsuit and going to court are big undertakings. Trials can be quite lengthy and expensive endeavors where there is much uncertainty regarding the outcome. Payment demand letters are one tool you can employ to keep your case from going to court. A demand letter is often necessary if you want to take additional steps to collect a debt, such as filing a lawsuit or partaking in other formal collection efforts. A settlement demand notice will let the debtor know that he or she has the option of paying without a formal lawsuit. Most debtors want to avoid costly court battles. Often, when a creditor sends a demand letter, payment quickly follows.