Ambitious and self-motivated individual with 6+ years of professional experience in finance offering strong interpersonal skills to develop client solutions with thought and integrity

Offering 6+ years of experience in Financial Analysis, Compliance, Risk Based Internal Audit, Process optimization, Project Management and automation of credit and IRB models and their validation and movement to live environment , Credit Management
Demonstrate leadership, team management, problem solving, and strong verbal and written communication skills.
Merit of achieving fast-track promotions within a period of 2.5 years
Collaborated with senior management and discussing key drivers underlying actual and prospective financial performance through quantitative analysis
An effective communicator & motivator with excellent relationship building & interpersonal and team management skills; led diverse resources

Significant Accomplishments:

Served as member of advisory committee to Chairman and Board of Directors for commercial and institutional credit across domains
Spearheading a team of 250 members to manage financial operations for various customer segments across Tier I/II cities in India
Successfully maintained a smooth functioning of credit portfolio of over 500 crores.
Reviewed prevalent market environment, identified business risks including credit risk especially in the case of education and personal loans & implemented effective mechanisms to mitigate the same; analyzed behavior patterns in retail credit customer segment and identified early warning signals pertaining to stressed accounts
Received an Award for designing a product on term deposits for the Bank and also for suggesting improvements in the Bank's present ADC products.
Developed a model to eliminate the need to verify exceptional transactions and off-SOL transactions, automate the identification of recurring and rectifiable errors and rectification methodology for the same, thus reducing manual interpretation to a minimum and improving process quality which is implemented at our Bank

Work Terms

I am open to work on weekends and daily I can contribute 1 to 2 hours, on weekends I can contribute 4 hours