Banner Image

Skills

  • Analysis
  • Design
  • Forecasting
  • Market Research
  • Research

Services

  • Marketing Communications

    $75/hr Starting at $500 Ongoing

    Dedicated Resource

    Real Estate Market Research, Feasibility Design and Analysis Market Economics offers a wide variety of resources and services to its clients including economic and real estate market research and financial...

    AnalysisDesignForecastingMarket ResearchResearch

  • Marketing Coordination

    $75/hr Starting at $500 Ongoing

    Dedicated Resource

    Real Estate Market Research, Feasibility Design and Analysis Market Economics offers a wide variety of resources and services to its clients including economic and real estate market research and financial...

    AnalysisDesignForecastingMarket ResearchResearch

About

Real Estate, Financial Forecasting and Modeling Expert Skilled Case Study Analysis Competitive Advantage

Dr. JOSEPH E. CATER, III

E-Mail: DrCater@comcast.net Website:http://www.Market-Economics.com

MARKET-ECONOMICS, Annapolis, MD 2018-Present Financial Economic Consultant Business Owner
Develop credit risk matrix of FHA and VA of Ginnie Mae issuance for Tableau dashboards.

First Guaranty Mortgage, Inc. Vienna, VA 2017-2018
Director of Credit Modeling
Develop credit risk models to enhance mortgage monitoring and loan performance by developing credit risk dashboards, databases and models to identify and anticipate risk and revenue loss in corporate earnings
Designed and launched credit risk dashboard to guide the Chief Risk Officer and Credit Committee to assess loan portfolio by vintage and risk metrics, synthesizing borrower risk and historical lending exposure. Created loan performance database by compiling loan-level data into historical database, enabling FGMC to monitor loan status and mitigate exposure risk loan application data using MongoDB and MySQL.
Estimate Loss Default (LD) and Loss Given Default (LGD) for loss reserves and forecast FHA compare ratio; developed stress tests, economic simulations, and prepayment rate estimates using R-Studio, MATLAB in VAR modeling and Particle Swarm Optimization

PNC Financial, PNC Bank, Washington, DC 2014-2016 Vice President Senior Credit Analyst
Provide data analytics and reporting on mortgage portfolio. Risk modeling using SAS Enterprise Miner CHAID analysis of FHA delinquency status through foreclosure identifying default predictors used to estimate annual FHA net revenue of $6 million on volume. Provide data analytics and reporting on mortgage portfolio using Tableau.
Vintage curve analysis to examine delinquencies across loan products. Developed methods for determining recapture and prepayments without Enterprise Data Warehouse using SAS EG, SAS Enterprise Miner, Unix, Tableau and SQL modeling.
Compared internal credit quality with rest of the market using CoreLogic. Used PNC rate sheet to compare mortgage risk

Work Terms

Business Engagement 7 am - 7 pm; Independent Consulting 7 am - 7 pm

Attachments (Click to Preview)

Browse Similar Freelance Experts

Designers

Researchers