We prepare SMEs to thrive in economic turmoil and the new AI ecosystem.
With over a decade of experience in credit risk management, Fraicly has honed expertise at global financial institutions, specializing in economic and market analysis, financial assessment, and the development of robust risk management frameworks. Our proficiency extends to the integration of machine learning and AI in credit approval processes, enhancing decision-making efficiency and accuracy.
Professional Experience:
Economic and Financial Analysis: I have conducted in-depth economic and market analyses to inform credit risk assessments, evaluating macroeconomic indicators and financial trends to anticipate potential impacts on credit portfolios. This analytical approach has been instrumental in identifying emerging risks and opportunities within various markets.
Credit Risk Function Establishment: At Hiscox Underwriting Ltd, we spearheaded the creation of a comprehensive credit risk function and governance framework. This initiative included the launch of the Group Credit Committee, providing strategic insights that informed executive-level decisions.
AI-Driven Credit Risk Innovation: We led the design and implementation of AWS-based Large Language Model (LLM) recommendation systems, automating complex decision-making workflows. This technological advancement resulted in a monthly savings of over 160 hours for director-level personnel, achieving a 95% accuracy rate in credit approvals.
Strategic Portfolio Optimization: By revamping credit scoring methodologies to align with S&P standards, We enhanced portfolio monitoring and risk identification processes. This strategic overhaul improved decision-making across various industries and global markets.
Industry Exposure:
Our expertise encompasses a diverse range of sectors, including banking, insurance, and corporate environments. We have managed portfolios featuring various asset classes such as retail exposures, securitized assets, mortgages, collateralized exposures, and derivatives.
Approach to Risk Management:
Our methodology is grounded in a holistic assessment of economic context and financial risks, employing advanced data analytics and machine learning to transform complex datasets into actionable insights. We design customized risk management frameworks that adhere to industry best practices and regulatory requirements, ensuring continuous monitoring and adaptability to the evolving financial landscape. Collaboration with stakeholders at all organizational levels fosters a culture of risk awareness and seamless integration of risk management into daily operations.
Through this comprehensive approach, we deliver robust financial risk management solutions that safeguard assets and support clients in achieving their strategic objectives with confidence.
Founded: 2024
Work Terms
We generally operate on GMT/London time but embrace the global nature of business and pride ourselves on our flexibility to meet your requirements.